No one wants to be in debt. We’ve never met someone who was happy to create more bills for themselves and add to a pile of bills they have to pay each month. It’s rare that we get out on our own as adults without a debt or two, but have you ever considered what you could if you didn’t have debts looming over you? What could you do with your life if you didn’t have to scrape by each month? We sure have! We have dreams of what we could be doing if we had unlimited money.
Debt can feel overwhelming and it may become a problem when you’re trying to get a footing on the situation. So how do you deal with stress that is brought on by debt? I know my gut response is push the bills away and get to them eventually. But all that does is push them further out of my reach and the bills will get larger and the debt will as well. Most companies offer consolidation options or programs to help reduce your payments. That is the first step that anyone with debts should take – working with the company to make your payments more reasonable and within your budgets. Debt can seem overwhelming, but with the right tools you can eliminate it completely and get your finances back on track.
So let’s dare to dream and think about what we would do if we didn’t have those debts!
What Would You Rather Be Doing?
So let’s dare to dream – what would you do if you didn’t have debts? If you had unlimited funds and could get anything you wanted? Would you get a new car or a new house? Go on vacation more or just hang out at the beach every day?
For us, without debts looming over us and no other responsibilities we would be be traveling everywhere we could. We would see the parts of the world that seem like a dream and dip our toes in the water at the farthest ocean, climb the highest mountains and take videos of all of our adventures as we go.
Here’s What You Could Be Doing Instead
Look at that stack of bills next to you and the debts you have racked up. They might be from that car you needed, your education or even the mortgage, but they all add up to putting limits on your life as well. Yes, there is a benefit to every debt you get into, at least in the short term but they can limit you in the long run and make it so you can’t do things you want to.
So if you had no debts – what would you do? Or what could you do? Here are some options!
- Relax, and kick back in a hammock instead of rushing to get another job
- Reclaim your time, don’t worry as much about those bills – you have more than enough to cover them
- Head down to the beach and just listen to the crashing waves
- Book that dream vacation, visit the places you’ve always dreamed of
- Get your dream car! Have you always wanted that luxury car?
- Upgrade your house, have you wanted to live in a certain area?
- Maybe even get your dream house built so you have everything you want in one place
- Go back to school, or prepay everything for your children’s education
- Fund your own invention or start your own business
- Become an angel investor and help small businesses take off
- Donate to charities that need your help
What is a Priority For You?
So what is really your goal and your priority? Is it just paying off the debts you have or is it to make sure you have a better life? While it’s nice to dream and think of the what could be in a magical world – but the reality is most of us have a debt or two we have to deal with. That means we need to make sure we can still get what we need and even what we want while managing the debts we currently have.
Do you know what your priorities really are and how August Funding Can Help?
How Can You Make the Change?
Yes, debt is part of life but that doesn’t mean it has to control everything in your life! You can, however, take your life back in your own hands and try to consolidate and control the debts that you do have. Making sure you don’t have as many debts is the first step to getting the life you not only want, but the one you deserve.
From consolidating loans, better budgeting and even making small steps to planning for a better future is how you can get the things you want in life for you and your family.
The first step to getting rid of debt is making sure you know just which debts you actually have. Make sure you have them all listed out and see if they are actually something you can tackle yourself. If not, it’s time to look at getting help from a professional company. like August Funding.
Ways August Funding Can Help
Your debts are overwhelming you, but August Funding can help you out! From loan and debt consolidation programs to finding you funding you need to help you get to where you want to be. They will work with you to help you find the right solutions to your financial problems including finding the best options with the lowest interest rates for you.
Professional debt relief companies can help you consolidate all of your debts into one manageable payment. It can help give you a little breathing room and allow you to start saving for that future and dreams we talked about before.
Yes, we love to dream, but we know debt is a reality and one that we are working on getting rid of for our lives and our family. It is the first step to financial freedom and helping live the best life for our family and kids.