Is there anything worse than being involved in a car accident? When we get behind the wheel of a vehicle, most of us accept the fact that there is an element of danger. Still, it’s a massive shock when a fender bender or a head-on collision actually happens. No one wishes the experience on their worst enemy because it’s a potentially fatal scenario, mentally and physically. As weird as it sounds, there is a silver lining to every cloud and crashes are no different. So, if you are involved in one, please keep the following in mind. They may be a saving grace.
A Lack Of Focus Is A Problem
One minute you’re trundling down the highway and the next you’re filling out a police report. Experienced drivers cruise on autopilot because putting the pedal to the medal is natural. As helpful as this attitude is because it gets rid of nerves, it can lead to carelessness and a lack of focus. Take your eyes away from the road for a second and reaction times slow down and the odds of an accident increase. Now, this isn’t news but it feels genuine after an incident as the consequences are authentic.
Know Your Rights
If you ever get pulled over, or there is a dispute over the culprit, especially if you’ve had a tipple or two, while, you may not necessarily know the DUI laws wherever you are but everyone has a right to refuse answering any questions, due to the Fifth Amendment. And even if you don’t have any knowledge of the rules of the road, especially if you’re in a different state, keep calm.
You Should Get Checked Out
Thank God, the majority of crashes end up in bumps and bruises. Therefore, plenty of motorists think they are fine and believe their own diagnosis. You may react the same way, especially if there are no visible injuries. Still, it’s worth getting checked out by a doctor or a paramedic because there is no telling what goes on under the hood. Internal injuries, for instance, aren’t gruesome or grotesque yet are just as threatening. Also, remember that shock is a factor. Although you feel “fine”, your mind may struggle to cope with the after-effects and medical treatment can help.
Premiums Aren’t Sky High
Okay, the last thought on anyone’s mind is “how much will my policy go up by?” At least, it is on the backburner at the beginning. After a while, it slowly starts creeping to the front of the mind as an accident can be expensive and not everyone is wealthy enough to pick up the check. What if the insurance company thinks you’re too much of a risk and pulls your license? It’s happened before and will continue to happen in the future. Thankfully, this website and many others factor in special circumstances. Anyway, if you “protect” your no claims, the price shouldn’t skyrocket.
Evidence Is Key
As soon as an incident occurs, both parties play the blame game. “That wasn’t my fault; it was yours!” No way, it was yours!” You can go back and forth all day long, but it doesn’t matter unless there is proof on the table. Without evidence, a court won’t be able to come to a conclusion and you may lose out. So, taking photos and writing down details are two crucial elements of a crash. If they are elusive, it’s doubly important because they have something to hide.
Can you think of any tips you would like to add?